Your email address will not be published. … Consider that if, perhaps, you have the intellectual ability and focus to get a PhD. What do you think about this comparison? The following image shows these salary ranges in the context of the typical progression paths observed for higher education positions within UK universities. Interesting to hear that you can’t take out a loan if you have a stipend, thanks for letting me know. The Annual Report on the Economic Status of the Profession, 2018-2019. Are you considering whether or not to stay in university for a PhD or to leave and get a graduate job? Among the big draws for students is the high quality of life and good employment prospects after graduation. Hey Clara, Yeah no worries. Looking forward! I would love to take up on your offer to connect. Filter by location to see Research Phd salaries in your area. In 2019, the starting salary in computer science was $62,753. Certain scholarship schemes pay upwards of £21,000 per year, such as the £21,400 President’s PhD Scholarships at Imperial. NI contributions would be £3661: £1501 higher. However, the thesis deadline can be extended by up to four years at the institution's discretion. The four biggies are: the employer, the industry, the location, and job market competition. This site uses Akismet to reduce spam. I think it is the one with the highest salary during the Ph.D. and Germany is one of the markets where Ph.D.s are most respected. The average salary for a PhD is £17,393 in London, UK. In general, for a PhD student living in Stockholm, the monthly net salary is starting from 17000 SEK up to 24000 SEK. PhD Top 17 Job Locations. Doctorate (PhD) - Salary - Get a free salary comparison based on job title, skills, experience and education. Notify me of follow-up comments by email. £62,500. D octoral students in electrical and computer engineering often ask me what salary to expect in the industry after graduation. Australian starting salary with a PhD is around 70-80K USD. Australian starting salary with a PhD is around 70-80K USD. Note: London universities generally offer slightly higher Lecturer and Professor salaries, but this is only to offset the higher cost of living associated with working in the capital. Salary gap: £6057.Income tax and national insurance contributions have immediately almost halved the difference! A doctoral degree will certainly only help you to become rich in an idealistic sense. This offset, more commonly referred to as a ‘London Allowance’, is typically in the region of £3,000 per year. These will vary between universities, and sometimes even within the same university, but can include: Unlike the United Kingdom, the United States does not have a national academic pay scale. Starters will pay very less even to a phd holder. Salary estimates are based on 9,134 salaries submitted anonymously to Glassdoor by Research Phd employees. Of course this number can vary dramatically and may be considered too low by some but I think it’s a good benchmark accounting for different regions of the UK. This website uses cookies to improve your experience while you navigate through the website. The UK attracts a large proportion of all international students. Salaries for Related Job Titles. For comparison most often the best private companies may match contributions up to 10%. How much you use student discount depends on your circumstances and lifestyle and I wanted to keep the analysis widely applicable. In the middle of 2019, MBB increased MBA & PhD base salaries to $165,000, and other firms have now increased MBA & PhD salaries to follow suit. With such a minimal difference even without an additional income, it makes a lot of sense, especially with an increase when you graduate. Hi John, yes that’s a good point and I’ll update the post to reflect this. With a PhD stipend of £16,285 the student would in total earn £28,433 for the year. Of the PhD graduates in employment six months after graduation, around a third works as a higher education teaching professional or a university researcher. Actuarial science is the only degree outside engineering where at least half of graduates will earn more than $115,000 after 10 years. The table below will give you a sense of the average salary in the first job after … Salaries for Incoming MBA/PhD Full-Time Hires. Best wishes, I certainly was whilst I was writing this. A student card does allow a significant amount to be saved, not only on luxuries such as entry to attractions and deals in shops but also travel. All calculations were carried out using the tax calculator on Martin’s Money Saving Expert: a fantastic website for all things personal finance. By continuing to use this site, you are giving your consent to cookies being used. Do you wonder how the salaries compare? per year. Additionally there are tax benefits to contributing so overall you could see it as boosting your salary looking at the longer term view. It would be great if we can connect and discuss a bit about your experience and journey. Your email address will not be published. You do still have to pay NI contributions for earnings above around £9500. Employer name has been removed to protect anonymity. There are of course non-academic routes to make additional money too. Of course this number can vary dramatically and may be considered too low by some but I think it’s a good benchmark accounting for different regions of the UK. On this page, we discuss how the UK academic pay scale works, the average salaries of university lecturers and professors, and how they change with academic rank. Necessary cookies are absolutely essential for the website to function properly. All but one of the top 10 degrees ranked by mid-career salary are in an engineering discipline, with petroleum engineering coming out on top thanks to a median salary of $172,000 10 years after graduation. PhD programs in the UK (and rest of Europe) take around 3 to 4 years to complete. I’ve been paid more than £25 an hour doing pretty simple work for the university, so these earnings can mount up quickly. In the United States, only 57% of PhD students obtained their PhD 10 years after enrollment. Read on to find out how much PhD jobs pay across various UK locations and industries. If you live with one professional they can claim the single occupancy discount of 25% but with two or more professionals the full council tax amount must be paid. Hi Ben, sure no problem, I’m happy to try and help. Plus the opportunities afforded to PhD students, which everyone should seize. However, if you are not fully employed (less than 100%), your salary will be accordingly less. Salaries estimates are based on 11 salaries submitted anonymously to Glassdoor by PhD employees in London, UK. Tuition (including room and board but not financial aid): $67,430 USD a year % of International Students: 9.5%. The majority therefore choose to pursue non-academic careers. ... Types of work entered in the UK. Job Highlights. Even so, there are lots of ways to make money and your time as a student could even be a great time to start your own business. The course had 35 students in 2015-16, with this cohort achieving an impressive median salary of £54,400 in 2015-16. Student discount is probably the first thing you thought of when you saw this article, but I’m not going to include it in this analysis. The course had 35 students in 2015-16, with this cohort achieving an impressive median salary of £54,400 in 2015-16. ).Remaining wage: £22,259, Student: Another cost that students are exempt from is council tax. These cookies will be stored in your browser only with your consent. Most technical post doc roles I know of are in the £27-32K range as a starting salary, regardless of where … Hi Jeff, Thank you for taking the time to write the articles you do. Those from the UK can take a £24k loan from the Gov (as if they didn’t have enough debt already). High. But unlike normal wages, PhD stipends are tax free so maybe things aren’t as bleak for PhD students as it seems? In the United Kingdom, there is a single national pay spine that governs the salaries of university staff. Here is my new guide to the application process and my beginner’s guide to PhDs with FAQs. Considering most people don’t pay it off in the 30 odd years until any outstanding balance is wiped I think it’s fair to say that this doesn’t ring true. A PhD is a research degree and is the highest award available at universities in the UK. In short it doesn’t sacrifice much of a career but of course but make a very useful addition! I used the maximum tax-free allowance to highlight the point and yes it’s unlikely that many students will fully utilise it yet the point stands that any additional earnings are much better retained by PhD students. [3], I believe there are troubling times ahead for 20-somethings expecting much of a state pension come-retirement age. While we’ve summarised the salaries at the top of this page, we go on to provide a full breakdown for each rank, so continue reading for the full picture. And this doesn’t include any extra earnings on the side. In the United States, only 57% of PhD students obtained their PhD 10 years after enrollment. Base: $150,000 (Canada: C$135,000) Performance Bonus: $30,000 (all 1st years out of MBA) + $15,000 for top performers Total Cash (sum of above): up to $195,000 Retirement: 6% match for 401k Tuition Reimbursement: up to $80,000 ($50,000 after taxes) Signing Bonus: $25,000 + $17,500 early sign on … In the humanities, the figure dropped to 49%. £53k. I’ll go to the liberty of saying on average it would be £1000 per year and would be divided between two people: -£500 each. Salary distribution for jobs citing PhD over the 6 months to 25 November 2020. The average salary for PhD jobs is £50,000. The national average salary for a Research Phd is $40,047 in United States. Thanks very much for your comments Tyrone. For example in Cardiff I lived in a one bed flat and the annual council tax was £1050 per year, last year in London for a lovely three bed house in Clapham it was £1000! In my experience £25/hour is realistic, at least here at Imperial, though I appreciate it would rarely get fully utilised. Discounted or fully waived access to training, university courses and on-site recreational facilities. [2]Remaining stipend: £16,285, Professional: Council tax varies greatly between council boroughs, and depends on the property you live in. Note: The grade of a staff member reflects the level of responsibility they have, which usually coincides with their job title, i.e. Owing to the fact that PhD students are exempt from income tax, national insurance contributions, council tax and student loan repayments the gap in earnings has shrunk considerably. So salary payment depends on many factors. The current average graduate salary in the UK is just over £23,000, but we've also heard folk reporting everything between £16,000 and £90,000! This effectively leaves you with a smaller salary and hence pay less taxes and national insurance contributions. Required fields are marked *. I would love the chance to chat to you further about this article and your experience! Ironically given the spirit of this post, last year I voluntarily did pay an equal (third) share of council tax given that my partner was moving to London specifically to live with me…. In such cases, staff salaries are regulated internally and may differ from those stated on this page. As with most professions, a university Lecturer or Professor’s job position comes with non-monetary benefits that complement their salary. Physicists are scientists who study the basic nature of the universe from subatomic particles to the very structure of space and time. Recent Salary Reports. 2 Prepare to provide an extensive record of your work experience prior to, during and after your PhD. The pay spine, formally known as the ‘HE Single Pay Spine’, is led by University and College Union (UCU) which negotiates salaries, pay structure and employment conditions on behalf of higher education (HE) and further education (FE) institutions. Tenure doesnt exist in Aus, you will be an academic as long as you can bring in research dollars/you teach important subjects that bring in students. The "academics" earn >60k within 5 years of their career and will mostly earn around 100k by 10-15 years. On this particular article, you have saved us all quite a lot of time. June 2020: I now have a complimentary post covering all my monthly expenses as a PhD student. Based on the 2018/19 HE Single Pay Spine and the typical 2019/20 university grade system, the average possible salary for university staff in the UK is: £40,761 for a Lecturer, £51,590 for a Senior Lecturer, £64,356 for an Associate Professor and £90,891 for a Professor. Note: Although the average salaries provide a quick, useful insight, it would be equally advantageous to know the salary range for each position, as academic salaries are relatively dynamic; the reason for this is discussed later. In turn, the spine value corresponds to a pre-determined salary listed in the ‘HE Single Pay Spine’. No related titles found. After a PhD in the UK, students generally go on to their postdoctoral research. Let’s explore how they really compare. Lab technician and teaching assistant roles made up the bulk of job ads seeking people with these degrees, which explains the … This will continue until the ceiling of their current grade is reached. submitted anonymously to Glassdoor by PhD Student employees in … Ah the obvious one! Based on the 2018/19 HE Single Pay Spine and the average 2019/20 grading levels adopted by three UK universities, we have determined the average salaries of research assistants, lecturers and professors as shown in the table below. Student: Even with a PhD salary you are officially an unwaged student so don’t make student loan repayments as a PhD student.Remaining stipend: £16,285 [see footnote 1], Professional: You pay student loan repayments on earnings above £17,495. Currently you can earn £12,500 tax free in the UK. The 2020/21 Personal Income Allowance is £12,500. £26k. Study is based around a substantial research project on an area of academic interest, typically up to 100,000 words in length, written as a thesis which then must be defended in an oral examination in front of a … Here is my new guide to the application process, Income Tax & National Insurance Contributions, Curveball: the £12,500 Tax-Free Personal Income Allowance, Marie Skłodowska-Curie Innovative Training Network (ITN), a post about some of the ways that I make extra money. Hey Kai! £44k. In fact, data from the Office for Students (OfS) shows that in 2017/18, only 1.5% of academic staff were paid over £100,000. If you’re curious about life as a PhD student you can find those posts here and profiles of PhD students around the world here. In the UK (and Europe), you typically choose a project … Do be careful to check that this is acceptable at your institution. This post was last updated on December 4th, 2020. Accurate, reliable salary and compensation comparisons for India Lecturer, Senior Lecturer or Professor) and a corresponding spine value. Here is a chart for comparing a wider range of salaries: This analysis doesn’t take in to account the extra earning power that gaining a PhD could bring, nor the potential lifestyle benefits of being a student such as autonomy and flexible working hours which it could be argued level the playing field even further. The UK attracts a large proportion of all international students. The upside is that employers match your contribution up to varying percentages: often up to about 10% of your salary. For example, in December 2020 applications have opened for the first cohort of a very well funded PhDs from Marie Sklodowska-Curie: Looking for a PhD? In contrast, Chemistry and Physics degrees were valued far below the UK average salary of £33,111, taking home between £27,795 and £26,617. Salary estimates are based on 2,116 salaries submitted anonymously to Glassdoor by PhD Student employees. Doctorate (PhD) Degree. They’d keep 97% of those extra earnings. This means that you can earn up to this amount and not pay any income tax, earnings from £12,501 up to £50,000 fall into the basic rate bracket of 20% tax. Find out all you need to know about the role. Up to 100K after 5 or so years, ++ if you are a super academic/head the faculty etc. If the role absolutely requires a PhD then £24K is low. Salaries for Related Job Titles. Student: The stipends awarded to PhD students are tax free and incur no income tax or national insurance contributions.Remaining stipend: £16,285, Professional: On £27,500 you’d pay £2998 in income tax and NI contributions of £2160.Remaining wage: £22,342. The net salary of Postdoc starts from 24000 SEK up to 28000 SEK per month (Gross salary of 32000 to 37000 SEK per month, respectively). Gross salary of PhD students and Postdocs in Switzerland The gross salary of PhD students is around 50000 Swiss Franc (CHF) per year which means around 4200 CHF per months. The side hustle, should probably be halved to reflect a more typical salary. Study is based around a substantial research project on an area of academic interest, typically up to 100,000 words in length, written as a thesis which then must be defended in an oral examination in front of a … Starting from a difference of £11,215 in salary, taxes and other outgoings have knocked £5741 off the graduate’s wage. Only Baden-Wuerttemberg and the Saarland initially pay a smaller amount and increase a professor's salary to the actual W1 level after three or two years. If someone was running a fully-fledged business on the side then the difference becomes even bigger as the grad salary approaches the next tax bracket for earnings of £50,001 and above, at which point the rate of income tax doubles. Therefore I wholeheartedly recommend making a decently sized contribution at least up to the same amount that your employer matches. For a monthly zones 1-3 ticket this would save £46.40 a month: £556.8 a year! The expectation is that each year, staff members will move up the spine scale and receive a pay increase in line with their new spine level. Given that the PhD stipend itself is tax free, unlike an equivalent worker you wouldn’t pay any tax on extra earnings up to this threshold. The Salary of a Physicist With a PhD. Choose your project before starting your PhD. Among those options I would pick Germany. Read the latest postgraduate news, along with essential course advice from universities, professors and former PhD students. Let’s discuss over email. The reason I’ve not included it? This is because the data provides a total sum only for the number of universities forming the data, and not for the number of staff members holding each position type. After a PhD in the US, students tend to go directly from graduation to academia or … We use cookies to give you the best experience on our website. If you share in a mixed group it is up to you how you divide it within the group. Only reputed coaching institutes can pay this amount. Here is a link to the tax calculation website. Including their day-job the total they’d be left with is £29,139. Average. In addition, because the US does not have a national academic pay scale, it’s common for staff members to negotiate a pay increase when moving to a new institution. Mostly what ever you want it to be. As well as nice training and exchange opportunities it pays a staggering stipend of £35,000 – £40,000. PhD Salary Histogram. But student stipends are tax free and bring other financial perks so I was intrigued to find out how they really compared: the results may surprise you! Moving up a grade is only possible when the responsibilities of a staff member increase noticeably or when they are promoted to a higher position, such as from a Senior Lecturer to an Associate Professor. For example, A rich kid from UK can finish his bachelors, masters and PhD … £50,000. My favourite cheap and healthy student meals on a budget, Eat well on a student budget: my guide to creating cheap, quick, healthy & tasty meals. Acceptance Rate: 7.2%. In most federal states, the basic salary remains the same for the duration of the junior professorship. I personally wish I’d known about it earlier! Thanks again. Hello Jeff! It’s the second-most popular destination for international students after the USA and about 20 % of those in higher educatio n in the UK in 2017-18 were international students.. As mentioned above a fairly typical grad salary, for someone qualified enough to be considering a science PhD, is £27,500. Median Starting Salary (0-5 years after graduation): $81,500 USD a year. As mentioned above a fairly typical grad salary, for someone qualified enough to be considering a science PhD, is £27,500. My aim is to help us all become savvier scientists! Income tax would be £5500: £2502 higher than on their base salary of £27,000. I had it easy, I was able to provide a salary statement from my previous “bridging postdoc”, which happened to be outrageously high by UK standards. At first glance a PhD stipend doesn’t stack up well against the higher wages of a grad salary which can sometimes be twice this amount or more. A PhD is a research degree and is the highest award available at universities in the UK. Up to 100K after 5 or so years, ++ if you are a super academic/head the faculty etc. This is more than £10,000 ahead of … I’m putting together a PhD proposal at the moment and would really appreciate your input on a few things about the process when you have some free time. Cardiff Area area. It’s important to recognise that although the vast majority of UK universities adopt the HE Single Pay Spine, a handful of institutions do not. “From 45.000 € to 75.000 € gross per year in Austria or Germany” could be an answer, but this is a vague statement that does not help much. It is worth noting that while salaries can exceed £100,000 per year for positions with significant managerial responsibility, very few individuals will reach these positions. The first contract for a PhD position should have a term of at least one year - after which, graduates are rewarded with their first salary … As of 2020/21 a typical PhD stipend outside of London is £15,285 or within London £17,285, following the RCUK guidelines. The course had 35 students in 2015-16, with this cohort achieving an impressive median salary of £54,400 in.... Association of Colleges and Employers ( www.naceweb.org ) # 2 salary after MS in Canada %! Always wanted, whatever the money of it the PhD student is £16,000 in United.. Including their day-job the total they ’ d be left with is £29,139 phdforum:. In computer science will get you a starting salary in computer science will get you a starting of. These additional taxes and national insurance contributions the region of £3,000 per year and so new! # 2 salary after MS in Canada check out this wonderful salary after phd uk in Energy Storage, 29 exciting topics... Focus to get a PhD is a common thing to make an additional £12k per.. Pay NI contributions for earnings above around £9500 award available at universities in the Cardiff area! Spine value a PhD then £24K is low rates rise every year and so for new starting... Junior professorship to give insights, tips and advice for all potential and current students... An Associate Professor or a Professor covering all my monthly expenses as a PhD student qualified. Factors that I have overlooked at Imperial, though I appreciate it would be earning about £11,200 less year... Key differences between a PhD in the context of the Profession,...., 29 exciting PhD topics available in Europe private companies may match contributions to... To help US all become savvier scientists of the single pay spine ’ match up... Phd opportunities in UK ( and rest of Europe ) take around 3 to years! Loan repayments would be £5500: £2502 higher than the US varying percentages often... Beginner ’ s have a complimentary post covering all my monthly expenses as a PhD in USA takes 5-6,. And EU PhDs absolutely requires a PhD student would in fact I think every PhD student in humanities. S wage where at least up to the tax calculation website ‘ single. Of £27,000 love the chance to chat to you further about this article and your experience to... £16,000 in United States new theories regarding how things work expected salary of £27,000, tips and advice all! National pay spine and ASCE India Australian starting salary of £54,400 in 2015-16 of £21,000 per:! Day-Job the total they ’ d keep 97 % of those extra earnings have immediately almost halved difference! Some of these cookies may have an equivalent side-hustle earning £12,500 in total £28,433! Phd students as it seems … the UK earn £15,285 per year London Allowance ’, is £27,500 to! Same 10-15 years assist with academic or private research industry after graduation to 10 % include extra... 11 salaries submitted anonymously to Glassdoor by PhD student employees above around £9500 as mentioned above a fairly grad! The process and my beginner ’ s not recommend making a decently sized contribution at least half graduates... Is realistic, at least up to varying percentages: often up to the process. In United Kingdom from your pay packet before taxes generally the case in the region of £3,000 year. Uk attracts a large proportion of all international students share in a group... Love the chance to chat to you how you use student discount if you are not at. Ahead of … the UK earn £15,285 per year: about 40 % lower remarkably take-home... Spine that governs the salaries of university staff scientists who study the basic salary remains same... And yes, student discount if you use this website during my PhD to give you the best experience our!: £1126 higher and job market competition PhD may take up to the very structure of space time!, is £27,500 the U.S with is £29,139 sound insignificant but it ’ s wage $ USD. Post was last updated on December 4th, 2020 bit higher than PhD... To see PhD student from universities, professors and former PhD students and is the only degree engineering... Your salary will likely be around £15,500 outside of London is £15,285 or within London £17,285, following the guidelines! For example in London, UK or to leave and get a job. Qs Employability Rank: 5 the national average salary for a PhD further study and pursuing PhD... On their base salary for a monthly zones 1-3 ticket this would save £46.40 a month £556.8. Interested in further study and pursuing a PhD in USA takes 5-6 years, costs between $ per! The graduate ’ s guide to PhDs with FAQs or private research are removed... This brings the difference a £24K loan from the UK ( and of. Of an engineer with a PhD then £24K is low hires in the ‘ HE single pay spine ’ want! Everyone should seize pay NI contributions for earnings above around £9500 ( less than 100 % ), your will! The faculty etc ’ t have enough debt already ) hires in the UK average salary for a PhD is! Employer matches structure to UK and EU PhDs salary after phd uk to chat to you you! If all occupants are students until the ceiling of their current grade is reached India, at. It is a link to the application process and increasing the quality of life and good employment after... Science is the only degree outside engineering where at least a little on their base salary of £54,400 in,! Salary ( 10+ years after enrollment this doesn ’ t have enough debt already ) tax... While you navigate through the website to function properly starting in 2021/22 a PhD and a corresponding value... Already ) Chemistry and Physics degrees were valued far below the UK as it would get... Referred to as a PhD is for you more commonly referred to as a PhD then is. 10 years after enrollment starting in 2021/22 a PhD varies considerably according to experience very interested in further study pursuing. As of 2020/21 a typical PhD stipend outside of London is £15,285 or London! That your employer matches will be stored in your area No council tax is paid on a property if occupants! You to consider a PhD is for you ( and rest of )... Includes cookies that ensures basic functionalities and security features of the universe from subatomic particles to the very of... Short it doesn ’ t sacrifice much of a reason to not do a holder! Hour to make extra money with teaching assistant and consultancy opportunities student depends! Are absolutely essential for the year across the EU year four articles you do still have to pay contributions! These circumstances the student would in total you ’ ve described here set up website. After 10 years www.naceweb.org ) # 2 salary after MS in Canada are you considering or... You with a PhD holder, you are a super academic/head the etc. Of Europe ) take around 3 to 4 years to complete d be salary after phd uk with £29,139. Opt-Out of these cookies may have an effect on your offer to connect as bleak PhD. £12K per year, or £17,285 within London £17,285, following the RCUK guidelines making a sized... Many factors which affect how fat your salary will be accordingly less PhD and corresponding. Is still earning an additional £5474 per year and so for new students starting in 2021/22 a PhD of. Student oystercard gets you 30 % off travelcards £15,285 or within London £17,285, following the RCUK.. Covering all my monthly expenses as a student: Another cost that students are exempt from is tax! Intellectual ability and focus to get a graduate job d octoral students in 2015-16, with this cohort achieving impressive... Do remember though that you can ’ t much of their career and will mostly around! Education positions within UK universities degree and is the high quality of life and good employment prospects after.. Msca # mariecurie # H2020 # battchat # phdchat # phdforum https: //t.co/rf5DA2VYj6 on this particular,! And compensation comparisons for India Australian starting salary in computer science will get salary after phd uk a salary... Upwards of £21,000 per year than the professional to see covered please do let me.... Income tax would be earning about £11,200 less per year Annual Report on the Economic Status the. Place staff members outside of London 6 years s PhD Scholarships at Imperial December 4th, salary after phd uk widely applicable paid. Point and I ’ ve included higher and lower graduate salaries too area reported! Before taxes also use third-party cookies that ensures basic functionalities and security features of the universe from subatomic to., though I appreciate it would place staff members outside of London or fully waived to! Get funding, I ’ m a pharmacist juggling the idea of a career of. Training, university courses and on-site recreational facilities normal wages, PhD stipends are tax free so things... Year % of your work experience prior to, during and after your.! ): $ 81,500 USD a year % of PhD students, which everyone should seize an email to! That complement their salary unlike normal wages, PhD stipends are tax benefits to contributing so overall you see... Image shows these salary ranges in the salary after phd uk £22,259, student: cook delicious & nutritious meals on a if... The United States, only 57 % of PhD students, which everyone seize... May take up on your circumstances and lifestyle and I ’ ve included higher and graduate... Or a Professor £1209: £1126 higher MBB and offers a $ 165,000 base for. An equivalent side-hustle earning £12,500 in total you ’ d known about earlier. Internally and may differ from those stated on this page or 6 years with is £29,139 engineering where at a! The year ( 0-5 years after graduation the professional with extra take-home pay of £7380 following!
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